Call reports 2016
MIDWESTONE BANK — 2016
What MIDWESTONE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,735,071,000 | 2,995,043,000 | 2,995,526,000 | 3,073,698,000 |
| Total loans | 1,187,136,000 | 2,173,175,000 | 2,144,574,000 | 2,169,432,000 |
| Allowance for loan losses | 16,973,000 | 21,197,000 | 21,395,000 | 21,850,000 |
| Securities available for sale | 309,651,000 | 370,560,000 | 435,940,000 | 477,192,000 |
| Securities held to maturity | 80,584,000 | 125,141,000 | 150,368,000 | 167,649,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,397,312,000 | 2,469,938,000 | 2,450,967,000 | 2,484,137,000 |
| Interest-bearing deposits | 1,170,183,000 | 1,930,959,000 | 1,955,274,000 | 1,987,108,000 |
| Noninterest-bearing deposits | 227,130,000 | 538,979,000 | 495,692,000 | 497,028,000 |
| Equity capital | 164,136,000 | 335,989,000 | 339,985,000 | 335,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 15,338,000 | 56,526,000 | 84,409,000 | 112,315,000 |
| Interest expense | 2,213,000 | 5,403,000 | 8,391,000 | 11,443,000 |
| Net interest income | 13,125,000 | 51,123,000 | 76,018,000 | 100,872,000 |
| Noninterest income | 3,260,000 | 11,133,000 | 16,667,000 | 23,050,000 |
| Noninterest expense | 10,727,000 | 44,841,000 | 64,712,000 | 85,978,000 |
| Provision for loan losses | 450,000 | 2,236,000 | 3,241,000 | 7,983,000 |
| Pretax income | 5,253,000 | 15,646,000 | 25,199,000 | 30,426,000 |
| Income tax | 1,172,000 | 4,396,000 | 7,267,000 | 8,087,000 |
| Net income | 4,081,000 | 11,250,000 | 17,932,000 | 22,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,941,000 | 258,167,000 | 262,656,000 | 264,871,000 |
| Total capital | 172,150,000 | 279,680,000 | 284,339,000 | 286,959,000 |
| Risk-weighted assets | 1,377,272,000 | 2,310,200,000 | 2,340,020,000 | 2,400,866,000 |