Call reports 2015
MIDWESTONE BANK — 2015
What MIDWESTONE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,769,608,000 | 1,682,024,000 | 1,726,195,000 | 1,720,318,000 |
| Total loans | 1,195,949,000 | 1,184,053,000 | 1,194,125,000 | 1,174,470,000 |
| Allowance for loan losses | 18,660,000 | 16,771,000 | 16,958,000 | 16,726,000 |
| Securities available for sale | 408,660,000 | 327,120,000 | 317,750,000 | 334,492,000 |
| Securities held to maturity | 53,829,000 | 56,556,000 | 62,152,000 | 78,594,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,419,096,000 | 1,384,904,000 | 1,410,668,000 | 1,407,036,000 |
| Interest-bearing deposits | 1,204,746,000 | 1,150,294,000 | 1,193,991,000 | 1,162,369,000 |
| Noninterest-bearing deposits | 214,350,000 | 234,610,000 | 216,677,000 | 244,667,000 |
| Equity capital | 193,730,000 | 151,526,000 | 158,210,000 | 161,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 16,445,000 | 32,407,000 | 48,109,000 | 63,774,000 |
| Interest expense | 2,172,000 | 4,259,000 | 6,313,000 | 8,410,000 |
| Net interest income | 14,273,000 | 28,148,000 | 41,796,000 | 55,364,000 |
| Noninterest income | 3,169,000 | 6,636,000 | 10,040,000 | 14,129,000 |
| Noninterest expense | 10,154,000 | 20,124,000 | 30,130,000 | 40,680,000 |
| Provision for loan losses | 527,000 | 921,000 | 1,371,000 | 1,821,000 |
| Pretax income | 7,128,000 | 14,682,000 | 21,278,000 | 27,935,000 |
| Income tax | 1,919,000 | 4,011,000 | 4,764,000 | 5,160,000 |
| Net income | 5,209,000 | 10,671,000 | 16,514,000 | 22,775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 184,316,000 | 144,805,000 | 150,685,000 | 154,726,000 |
| Total capital | 201,622,000 | 161,700,000 | 167,734,000 | 171,583,000 |
| Risk-weighted assets | 1,382,989,000 | 1,353,246,000 | 1,366,205,000 | 1,369,723,000 |