Call reports 2014
MIDWESTONE BANK — 2014
What MIDWESTONE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,734,692,000 | 1,719,699,000 | 1,802,748,000 | 1,790,345,000 |
| Total loans | 1,094,389,000 | 1,108,140,000 | 1,121,991,000 | 1,151,857,000 |
| Allowance for loan losses | 18,559,000 | 18,566,000 | 18,586,000 | 18,498,000 |
| Securities available for sale | 494,794,000 | 469,996,000 | 488,461,000 | 472,876,000 |
| Securities held to maturity | 33,964,000 | 42,697,000 | 44,098,000 | 51,524,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,385,464,000 | 1,354,881,000 | 1,440,382,000 | 1,415,489,000 |
| Interest-bearing deposits | 1,177,034,000 | 1,145,372,000 | 1,224,910,000 | 1,198,636,000 |
| Noninterest-bearing deposits | 208,430,000 | 209,509,000 | 215,472,000 | 216,853,000 |
| Equity capital | 178,154,000 | 184,899,000 | 186,401,000 | 192,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 15,929,000 | 32,362,000 | 48,339,000 | 64,626,000 |
| Interest expense | 2,326,000 | 4,579,000 | 6,943,000 | 9,281,000 |
| Net interest income | 13,603,000 | 27,783,000 | 41,396,000 | 55,345,000 |
| Noninterest income | 3,200,000 | 6,337,000 | 10,011,000 | 13,283,000 |
| Noninterest expense | 9,863,000 | 20,000,000 | 30,273,000 | 40,349,000 |
| Provision for loan losses | 390,000 | 805,000 | 933,000 | 1,167,000 |
| Pretax income | 7,333,000 | 14,289,000 | 21,320,000 | 28,339,000 |
| Income tax | 2,070,000 | 3,998,000 | 5,875,000 | 7,806,000 |
| Net income | 5,263,000 | 10,291,000 | 15,445,000 | 20,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,980,000 | 172,133,000 | 173,892,000 | 179,098,000 |
| Total capital | 183,704,000 | 188,949,000 | 191,191,000 | 197,018,000 |
| Risk-weighted assets | 1,335,918,000 | 1,343,379,000 | 1,382,469,000 | 1,432,800,000 |