Call reports 2013
MIDWESTONE BANK — 2013
What MIDWESTONE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,773,485,000 | 1,730,010,000 | 1,726,802,000 | 1,743,950,000 |
| Total loans | 1,072,010,000 | 1,089,650,000 | 1,102,645,000 | 1,112,129,000 |
| Allowance for loan losses | 18,394,000 | 18,712,000 | 18,639,000 | 18,313,000 |
| Securities available for sale | 570,674,000 | 507,453,000 | 488,214,000 | 496,449,000 |
| Securities held to maturity | 32,545,000 | 33,312,000 | 32,825,000 | 32,625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,383,305,000 | 1,345,251,000 | 1,328,446,000 | 1,381,577,000 |
| Interest-bearing deposits | 1,202,241,000 | 1,131,030,000 | 1,122,710,000 | 1,157,423,000 |
| Noninterest-bearing deposits | 181,064,000 | 214,221,000 | 205,736,000 | 224,154,000 |
| Equity capital | 170,514,000 | 167,988,000 | 172,544,000 | 175,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 17,581,000 | 34,805,000 | 51,372,000 | 67,616,000 |
| Interest expense | 3,325,000 | 6,412,000 | 9,191,000 | 11,843,000 |
| Net interest income | 14,256,000 | 28,393,000 | 42,181,000 | 55,773,000 |
| Noninterest income | 3,413,000 | 6,564,000 | 9,932,000 | 12,830,000 |
| Noninterest expense | 10,484,000 | 20,665,000 | 30,484,000 | 40,279,000 |
| Provision for loan losses | 102,000 | 604,000 | 760,000 | 972,000 |
| Pretax income | 7,163,000 | 13,772,000 | 20,953,000 | 27,417,000 |
| Income tax | 2,000,000 | 3,799,000 | 5,751,000 | 7,514,000 |
| Net income | 5,163,000 | 9,973,000 | 15,202,000 | 19,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,448,000 | 156,476,000 | 161,783,000 | 166,612,000 |
| Total capital | 171,104,000 | 173,268,000 | 178,227,000 | 183,646,000 |
| Risk-weighted assets | 1,330,584,000 | 1,341,218,000 | 1,313,133,000 | 1,361,283,000 |