Call reports 2009
MIDWESTONE BANK — 2009
What MIDWESTONE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,531,843,000 | 1,565,124,000 | 1,521,665,000 | 1,527,865,000 |
| Total loans | 1,097,012,000 | 1,075,730,000 | 1,056,163,000 | 1,042,735,000 |
| Allowance for loan losses | 15,076,000 | 15,599,000 | 15,640,000 | 16,091,000 |
| Securities available for sale | 285,783,000 | 359,901,000 | 352,712,000 | 361,153,000 |
| Securities held to maturity | 7,944,000 | 8,347,000 | 7,512,000 | 8,009,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,158,367,000 | 1,203,859,000 | 1,159,491,000 | 1,186,400,000 |
| Interest-bearing deposits | 1,039,152,000 | 1,067,545,000 | 1,034,136,000 | 1,052,156,000 |
| Noninterest-bearing deposits | 119,215,000 | 136,314,000 | 125,355,000 | 134,244,000 |
| Equity capital | 146,784,000 | 148,416,000 | 153,262,000 | 153,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 19,614,000 | 39,103,000 | 58,639,000 | 77,911,000 |
| Interest expense | 6,760,000 | 14,389,000 | 21,351,000 | 27,629,000 |
| Net interest income | 12,854,000 | 24,714,000 | 37,288,000 | 50,282,000 |
| Noninterest income | 3,034,000 | 6,231,000 | 8,983,000 | 12,114,000 |
| Noninterest expense | 11,254,000 | 22,082,000 | 32,378,000 | 42,981,000 |
| Provision for loan losses | 3,100,000 | 5,477,000 | 9,119,000 | 12,154,000 |
| Pretax income | 1,534,000 | 3,387,000 | 3,921,000 | 6,428,000 |
| Income tax | 202,000 | 469,000 | 195,000 | 718,000 |
| Net income | 1,332,000 | 2,918,000 | 3,726,000 | 5,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,361,000 | 138,029,000 | 139,077,000 | 141,287,000 |
| Total capital | 150,437,000 | 153,628,000 | 154,252,000 | 156,413,000 |
| Risk-weighted assets | 1,260,078,000 | 1,383,564,000 | 1,212,760,000 | 1,209,085,000 |