Call reports 2006
MIDWESTONE BANK — 2006
What MIDWESTONE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 567,385,000 | 574,733,000 | 555,731,000 | 554,666,000 |
| Total loans | 322,605,000 | 319,782,000 | 323,632,000 | 317,540,000 |
| Allowance for loan losses | 3,725,000 | 3,595,000 | 3,773,000 | 3,784,000 |
| Securities available for sale | 206,377,000 | 199,235,000 | 197,018,000 | 198,491,000 |
| Securities held to maturity | 45,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 422,750,000 | 443,774,000 | 423,077,000 | 422,535,000 |
| Interest-bearing deposits | 367,569,000 | 385,873,000 | 369,598,000 | 367,637,000 |
| Noninterest-bearing deposits | 55,180,000 | 57,901,000 | 53,479,000 | 54,898,000 |
| Equity capital | 43,334,000 | 43,686,000 | 44,286,000 | 45,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,076,000 | 14,421,000 | 22,001,000 | 29,671,000 |
| Interest expense | 3,246,000 | 6,731,000 | 10,399,000 | 14,249,000 |
| Net interest income | 3,830,000 | 7,690,000 | 11,602,000 | 15,422,000 |
| Noninterest income | 1,669,000 | 3,431,000 | 5,185,000 | 6,748,000 |
| Noninterest expense | 3,630,000 | 7,460,000 | 11,314,000 | 15,037,000 |
| Provision for loan losses | 90,000 | 180,000 | 330,000 | 550,000 |
| Pretax income | 1,779,000 | 3,481,000 | 5,143,000 | 6,425,000 |
| Income tax | 497,000 | 966,000 | 1,413,000 | 1,720,000 |
| Net income | 1,282,000 | 2,515,000 | 3,730,000 | 4,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,120,000 | 47,354,000 | 46,268,000 | 47,244,000 |
| Total capital | 49,845,000 | 50,949,000 | 50,041,000 | 51,028,000 |
| Risk-weighted assets | 373,576,000 | 368,953,000 | 398,373,000 | 404,623,000 |