Call reports 2005
MIDWESTONE BANK — 2005
What MIDWESTONE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 530,327,000 | 534,346,000 | 539,122,000 | 561,865,000 |
| Total loans | 290,051,000 | 301,744,000 | 312,666,000 | 312,189,000 |
| Allowance for loan losses | 3,560,000 | 3,632,000 | 3,679,000 | 3,697,000 |
| Securities available for sale | 205,330,000 | 197,402,000 | 187,166,000 | 199,017,000 |
| Securities held to maturity | 85,000 | 45,000 | 45,000 | 45,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,529,000 | 399,571,000 | 400,645,000 | 424,029,000 |
| Interest-bearing deposits | 329,427,000 | 332,867,000 | 342,449,000 | 370,921,000 |
| Noninterest-bearing deposits | 70,101,000 | 66,704,000 | 58,196,000 | 53,108,000 |
| Equity capital | 42,917,000 | 45,110,000 | 43,782,000 | 44,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,032,000 | 12,325,000 | 18,875,000 | 25,741,000 |
| Interest expense | 2,111,000 | 4,476,000 | 7,085,000 | 10,064,000 |
| Net interest income | 3,921,000 | 7,849,000 | 11,790,000 | 15,677,000 |
| Noninterest income | 1,830,000 | 3,730,000 | 5,625,000 | 7,599,000 |
| Noninterest expense | 3,638,000 | 7,405,000 | 11,296,000 | 15,088,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 2,018,000 | 4,077,000 | 5,949,000 | 7,943,000 |
| Income tax | 607,000 | 1,221,000 | 1,756,000 | 2,339,000 |
| Net income | 1,411,000 | 2,856,000 | 4,193,000 | 5,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,896,000 | 46,341,000 | 45,303,000 | 46,713,000 |
| Total capital | 48,456,000 | 49,973,000 | 48,982,000 | 50,410,000 |
| Risk-weighted assets | 340,436,000 | 346,057,000 | 356,689,000 | 362,230,000 |