Call reports 2003
MIDWESTONE BANK — 2003
What MIDWESTONE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 477,428,000 | 490,508,000 | 496,808,000 | 500,773,000 |
| Total loans | 268,816,000 | 271,281,000 | 263,208,000 | 268,235,000 |
| Allowance for loan losses | 3,518,000 | 3,420,000 | 3,561,000 | 3,697,000 |
| Securities available for sale | 180,805,000 | 186,696,000 | 208,603,000 | 207,399,000 |
| Securities held to maturity | 160,000 | 125,000 | 125,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,589,000 | 374,123,000 | 365,100,000 | 369,149,000 |
| Interest-bearing deposits | 293,581,000 | 303,748,000 | 298,330,000 | 299,840,000 |
| Noninterest-bearing deposits | 63,008,000 | 70,375,000 | 66,770,000 | 69,309,000 |
| Equity capital | 40,769,000 | 42,475,000 | 43,215,000 | 44,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,966,000 | 11,879,000 | 17,582,000 | 23,470,000 |
| Interest expense | 2,239,000 | 4,465,000 | 6,599,000 | 8,604,000 |
| Net interest income | 3,727,000 | 7,414,000 | 10,983,000 | 14,866,000 |
| Noninterest income | 2,103,000 | 4,347,000 | 7,033,000 | 8,580,000 |
| Noninterest expense | 3,448,000 | 7,062,000 | 10,780,000 | 14,040,000 |
| Provision for loan losses | 126,000 | 185,000 | 369,000 | 559,000 |
| Pretax income | 2,278,000 | 4,566,000 | 6,925,000 | 8,847,000 |
| Income tax | 737,000 | 1,473,000 | 2,229,000 | 2,817,000 |
| Net income | 1,541,000 | 3,093,000 | 4,696,000 | 6,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,014,000 | 40,568,000 | 42,172,000 | 43,505,000 |
| Total capital | 42,617,000 | 44,246,000 | 45,856,000 | 47,183,000 |
| Risk-weighted assets | 288,213,000 | 294,243,000 | 294,604,000 | 294,065,000 |