Call reports 2002
MIDWESTONE BANK — 2002
What MIDWESTONE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 443,762,000 | 450,337,000 | 465,729,000 | 464,645,000 |
| Total loans | 269,004,000 | 271,144,000 | 265,100,000 | 258,573,000 |
| Allowance for loan losses | 3,522,000 | 3,410,000 | 3,457,000 | 3,419,000 |
| Securities available for sale | 149,419,000 | 138,719,000 | 169,056,000 | 161,945,000 |
| Securities held to maturity | 195,000 | 160,000 | 160,000 | 160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,638,000 | 344,536,000 | 337,085,000 | 352,323,000 |
| Interest-bearing deposits | 279,495,000 | 289,591,000 | 277,173,000 | 280,861,000 |
| Noninterest-bearing deposits | 52,144,000 | 54,945,000 | 59,913,000 | 71,462,000 |
| Equity capital | 36,432,000 | 39,080,000 | 40,306,000 | 41,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,432,000 | 12,952,000 | 19,433,000 | 25,690,000 |
| Interest expense | 2,890,000 | 5,732,000 | 8,403,000 | 10,870,000 |
| Net interest income | 3,542,000 | 7,220,000 | 11,030,000 | 14,820,000 |
| Noninterest income | 1,836,000 | 3,475,000 | 5,465,000 | 7,702,000 |
| Noninterest expense | 3,316,000 | 6,874,000 | 10,345,000 | 14,224,000 |
| Provision for loan losses | 72,000 | 59,000 | 243,000 | 339,000 |
| Pretax income | 2,070,000 | 3,852,000 | 6,013,000 | 8,065,000 |
| Income tax | 676,000 | 1,185,000 | 1,892,000 | 2,530,000 |
| Net income | 1,394,000 | 2,667,000 | 4,121,000 | 5,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,829,000 | 37,103,000 | 38,058,000 | 39,473,000 |
| Total capital | 39,354,000 | 40,657,000 | 41,591,000 | 42,928,000 |
| Risk-weighted assets | 281,804,000 | 284,171,000 | 282,476,000 | 276,240,000 |