Call reports 2020
FIDELITY BANK — 2020
What FIDELITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 449,906,000 | 464,973,000 | 474,663,000 | 492,976,000 |
| Total loans | 192,377,000 | 200,650,000 | 208,384,000 | 198,021,000 |
| Allowance for loan losses | 2,540,000 | 2,689,000 | 2,844,000 | 3,001,000 |
| Securities available for sale | 227,963,000 | 248,655,000 | 239,153,000 | 259,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,965,000 | 405,660,000 | 414,578,000 | 433,287,000 |
| Interest-bearing deposits | 302,070,000 | 303,262,000 | 304,338,000 | 319,862,000 |
| Noninterest-bearing deposits | 91,896,000 | 102,398,000 | 110,240,000 | 113,425,000 |
| Equity capital | 54,751,000 | 57,918,000 | 58,476,000 | 58,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,765,000 | 7,648,000 | 11,508,000 | 15,153,000 |
| Interest expense | 610,000 | 1,146,000 | 1,596,000 | 1,978,000 |
| Net interest income | 3,155,000 | 6,502,000 | 9,912,000 | 13,175,000 |
| Noninterest income | 404,000 | 768,000 | 1,141,000 | 1,763,000 |
| Noninterest expense | 2,015,000 | 4,116,000 | 6,157,000 | 8,203,000 |
| Provision for loan losses | 0 | 150,000 | 300,000 | 450,000 |
| Pretax income | 1,554,000 | 3,025,000 | 5,219,000 | 6,900,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,554,000 | 3,025,000 | 5,219,000 | 6,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,571,000 | 50,541,000 | 52,235,000 | 51,367,000 |