Call reports 2016
FIDELITY BANK — 2016
What FIDELITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 391,933,000 | 400,593,000 | 395,838,000 | 382,946,000 |
| Total loans | 174,485,000 | 182,652,000 | 189,150,000 | 177,470,000 |
| Allowance for loan losses | 2,058,000 | 2,109,000 | 2,157,000 | 2,209,000 |
| Securities available for sale | 204,029,000 | 200,897,000 | 189,517,000 | 192,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,735,000 | 337,450,000 | 334,132,000 | 335,802,000 |
| Interest-bearing deposits | 273,229,000 | 271,652,000 | 266,123,000 | 266,343,000 |
| Noninterest-bearing deposits | 75,507,000 | 65,798,000 | 68,009,000 | 69,459,000 |
| Equity capital | 42,464,000 | 44,071,000 | 44,247,000 | 40,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,879,000 | 5,838,000 | 8,796,000 | 11,690,000 |
| Interest expense | 242,000 | 489,000 | 750,000 | 992,000 |
| Net interest income | 2,637,000 | 5,349,000 | 8,046,000 | 10,698,000 |
| Noninterest income | 447,000 | 862,000 | 1,315,000 | 1,756,000 |
| Noninterest expense | 1,891,000 | 3,744,000 | 5,638,000 | 7,683,000 |
| Provision for loan losses | 0 | 45,000 | 90,000 | 135,000 |
| Pretax income | 1,268,000 | 2,511,000 | 3,726,000 | 4,736,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,268,000 | 2,511,000 | 3,726,000 | 4,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,187,000 | 41,929,000 | 42,695,000 | 42,205,000 |
| Total capital | 43,245,000 | 44,038,000 | 44,852,000 | 44,414,000 |
| Risk-weighted assets | 217,384,000 | 221,856,000 | 230,847,000 | 218,001,000 |