Call reports 2015
FIDELITY BANK — 2015
What FIDELITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 388,238,000 | 383,335,000 | 393,659,000 | 385,820,000 |
| Total loans | 163,574,000 | 161,435,000 | 173,281,000 | 168,106,000 |
| Allowance for loan losses | 1,904,000 | 1,949,000 | 1,981,000 | 2,051,000 |
| Securities available for sale | 210,068,000 | 207,795,000 | 203,534,000 | 204,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,342,000 | 333,954,000 | 342,478,000 | 337,995,000 |
| Interest-bearing deposits | 281,257,000 | 270,692,000 | 277,767,000 | 270,142,000 |
| Noninterest-bearing deposits | 65,084,000 | 63,263,000 | 64,711,000 | 67,853,000 |
| Equity capital | 39,426,000 | 38,621,000 | 40,991,000 | 39,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,948,000 | 5,806,000 | 8,738,000 | 11,574,000 |
| Interest expense | 273,000 | 529,000 | 783,000 | 1,030,000 |
| Net interest income | 2,675,000 | 5,277,000 | 7,955,000 | 10,544,000 |
| Noninterest income | 445,000 | 843,000 | 1,258,000 | 1,750,000 |
| Noninterest expense | 1,828,000 | 3,642,000 | 5,572,000 | 7,522,000 |
| Provision for loan losses | 0 | 45,000 | 90,000 | 135,000 |
| Pretax income | 1,295,000 | 2,503,000 | 3,653,000 | 4,760,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,295,000 | 2,503,000 | 3,653,000 | 4,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,054,000 | 39,761,000 | 40,459,000 | 40,342,000 |
| Total capital | 40,958,000 | 41,710,000 | 42,440,000 | 42,393,000 |
| Risk-weighted assets | 201,366,000 | 195,810,000 | 208,039,000 | 206,727,000 |