Call reports 2012
FIDELITY BANK — 2012
What FIDELITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 354,819,000 | 353,522,000 | 355,017,000 | 377,421,000 |
| Total loans | 92,568,000 | 100,440,000 | 98,897,000 | 99,449,000 |
| Allowance for loan losses | 1,920,000 | 1,916,000 | 1,852,000 | 1,867,000 |
| Securities available for sale | 233,994,000 | 240,256,000 | 235,372,000 | 242,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,211,000 | 312,344,000 | 314,526,000 | 337,274,000 |
| Interest-bearing deposits | 266,548,000 | 262,355,000 | 265,055,000 | 265,424,000 |
| Noninterest-bearing deposits | 49,663,000 | 49,990,000 | 49,471,000 | 71,850,000 |
| Equity capital | 38,039,000 | 38,883,000 | 39,772,000 | 39,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,110,000 | 6,034,000 | 8,846,000 | 11,613,000 |
| Interest expense | 423,000 | 824,000 | 1,206,000 | 1,583,000 |
| Net interest income | 2,687,000 | 5,210,000 | 7,640,000 | 10,030,000 |
| Noninterest income | 496,000 | 1,007,000 | 1,465,000 | 1,927,000 |
| Noninterest expense | 1,679,000 | 3,720,000 | 5,478,000 | 7,243,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 195,000 |
| Pretax income | 1,505,000 | 2,511,000 | 3,524,000 | 4,722,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,505,000 | 2,511,000 | 3,524,000 | 4,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,765,000 | 33,331,000 | 33,864,000 | 34,337,000 |
| Total capital | 34,447,000 | 35,087,000 | 35,514,000 | 35,973,000 |
| Risk-weighted assets | 134,343,000 | 140,322,000 | 131,817,000 | 130,682,000 |