Call reports 2009
FIDELITY BANK — 2009
What FIDELITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 285,068,000 | 287,265,000 | 288,997,000 | 303,479,000 |
| Total loans | 115,620,000 | 115,317,000 | 121,532,000 | 118,490,000 |
| Allowance for loan losses | 1,654,000 | 1,750,000 | 1,843,000 | 1,818,000 |
| Securities available for sale | 153,718,000 | 153,277,000 | 150,830,000 | 169,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,542,000 | 252,223,000 | 251,663,000 | 267,870,000 |
| Interest-bearing deposits | 209,266,000 | 213,615,000 | 213,905,000 | 220,389,000 |
| Noninterest-bearing deposits | 41,276,000 | 38,608,000 | 37,757,000 | 47,481,000 |
| Equity capital | 28,933,000 | 29,629,000 | 31,819,000 | 29,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,739,000 | 7,471,000 | 11,210,000 | 14,897,000 |
| Interest expense | 1,093,000 | 2,103,000 | 3,092,000 | 4,045,000 |
| Net interest income | 2,646,000 | 5,368,000 | 8,118,000 | 10,852,000 |
| Noninterest income | 462,000 | 937,000 | 1,418,000 | 1,911,000 |
| Noninterest expense | 1,639,000 | 3,319,000 | 5,011,000 | 7,424,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 375,000 |
| Pretax income | 1,439,000 | 2,869,000 | 4,333,000 | 5,066,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,439,000 | 2,869,000 | 4,333,000 | 5,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,781,000 | 26,762,000 | 27,525,000 | 27,409,000 |
| Total capital | 27,435,000 | 28,512,000 | 29,341,000 | 29,227,000 |
| Risk-weighted assets | 143,754,000 | 142,322,000 | 144,872,000 | 146,370,000 |