Call reports 2008
FIDELITY BANK — 2008
What FIDELITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 263,212,000 | 266,368,000 | 270,046,000 | 284,068,000 |
| Total loans | 109,331,000 | 108,258,000 | 117,701,000 | 112,039,000 |
| Allowance for loan losses | 1,661,000 | 1,676,000 | 1,667,000 | 1,678,000 |
| Securities available for sale | 138,298,000 | 141,199,000 | 138,329,000 | 151,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,015,000 | 236,537,000 | 239,560,000 | 251,471,000 |
| Interest-bearing deposits | 191,726,000 | 197,973,000 | 198,592,000 | 205,743,000 |
| Noninterest-bearing deposits | 39,290,000 | 38,563,000 | 40,968,000 | 45,728,000 |
| Equity capital | 25,374,000 | 22,969,000 | 23,320,000 | 25,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,704,000 | 7,314,000 | 10,952,000 | 14,660,000 |
| Interest expense | 1,537,000 | 2,916,000 | 4,194,000 | 5,394,000 |
| Net interest income | 2,167,000 | 4,398,000 | 6,758,000 | 9,266,000 |
| Noninterest income | 481,000 | 945,000 | 1,427,000 | 1,899,000 |
| Noninterest expense | 1,424,000 | 2,921,000 | 4,447,000 | 6,003,000 |
| Provision for loan losses | 79,000 | 124,000 | 175,000 | 520,000 |
| Pretax income | 1,129,000 | 2,282,000 | 3,551,000 | 4,612,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,129,000 | 2,282,000 | 3,551,000 | 4,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,334,000 | 23,512,000 | 24,081,000 | 24,542,000 |
| Total capital | 24,995,000 | 25,188,000 | 25,748,000 | 26,220,000 |
| Risk-weighted assets | 136,037,000 | 140,197,000 | 139,605,000 | 136,389,000 |