Call reports 2005
FIDELITY BANK — 2005
What FIDELITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 215,989,000 | 207,836,000 | 217,129,000 | 220,245,000 |
| Total loans | 86,713,000 | 87,888,000 | 92,124,000 | 89,568,000 |
| Allowance for loan losses | 1,031,000 | 1,097,000 | 1,094,000 | 1,093,000 |
| Securities available for sale | 110,930,000 | 110,244,000 | 105,765,000 | 107,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,625,000 | 184,168,000 | 188,503,000 | 196,508,000 |
| Interest-bearing deposits | 144,501,000 | 151,175,000 | 154,265,000 | 159,415,000 |
| Noninterest-bearing deposits | 50,124,000 | 32,993,000 | 34,239,000 | 37,093,000 |
| Equity capital | 17,016,000 | 17,903,000 | 18,032,000 | 17,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,551,000 | 5,166,000 | 7,832,000 | 10,633,000 |
| Interest expense | 619,000 | 1,344,000 | 2,205,000 | 3,161,000 |
| Net interest income | 1,932,000 | 3,822,000 | 5,627,000 | 7,472,000 |
| Noninterest income | 397,000 | 752,000 | 1,151,000 | 1,655,000 |
| Noninterest expense | 1,228,000 | 2,481,000 | 3,733,000 | 5,028,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 80,000 |
| Pretax income | 1,041,000 | 2,033,000 | 2,986,000 | 4,020,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,041,000 | 2,033,000 | 2,986,000 | 4,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,505,000 | 18,498,000 | 18,850,000 | 19,236,000 |
| Total capital | 19,536,000 | 19,595,000 | 19,944,000 | 20,329,000 |
| Risk-weighted assets | 100,711,000 | 106,404,000 | 109,123,000 | 109,236,000 |