Call reports 2003
FIDELITY BANK — 2003
What FIDELITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 203,210,000 | 204,829,000 | 198,997,000 | 207,258,000 |
| Total loans | 75,662,000 | 73,404,000 | 77,335,000 | 78,766,000 |
| Allowance for loan losses | 1,076,000 | 1,139,000 | 1,004,000 | 845,000 |
| Securities available for sale | 108,407,000 | 109,639,000 | 110,037,000 | 116,621,000 |
| Securities held to maturity | 4,969,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,498,000 | 181,466,000 | 177,157,000 | 180,300,000 |
| Interest-bearing deposits | 148,583,000 | 149,872,000 | 147,031,000 | 144,112,000 |
| Noninterest-bearing deposits | 31,914,000 | 31,594,000 | 30,126,000 | 36,188,000 |
| Equity capital | 15,414,000 | 16,038,000 | 14,475,000 | 15,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,519,000 | 5,022,000 | 7,381,000 | 9,816,000 |
| Interest expense | 809,000 | 1,616,000 | 2,311,000 | 2,888,000 |
| Net interest income | 1,710,000 | 3,406,000 | 5,070,000 | 6,928,000 |
| Noninterest income | 355,000 | 636,000 | 946,000 | 1,307,000 |
| Noninterest expense | 1,136,000 | 2,313,000 | 3,440,000 | 4,623,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 480,000 |
| Pretax income | 908,000 | 1,885,000 | 2,676,000 | 3,413,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 908,000 | 1,885,000 | 2,676,000 | 3,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,526,000 | 14,876,000 | 15,145,000 | 15,534,000 |
| Total capital | 15,602,000 | 16,015,000 | 16,149,000 | 16,379,000 |
| Risk-weighted assets | 88,322,000 | 93,774,000 | 96,189,000 | 99,390,000 |