Call reports 2002
FIDELITY BANK — 2002
What FIDELITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 170,923,000 | 176,649,000 | 187,083,000 | 194,973,000 |
| Total loans | 67,254,000 | 70,968,000 | 75,067,000 | 76,354,000 |
| Allowance for loan losses | 886,000 | 902,000 | 923,000 | 1,071,000 |
| Securities available for sale | 79,699,000 | 79,883,000 | 87,638,000 | 96,736,000 |
| Securities held to maturity | 7,344,000 | 7,432,000 | 6,197,000 | 5,374,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,811,000 | 162,123,000 | 169,740,000 | 177,209,000 |
| Interest-bearing deposits | 127,597,000 | 130,332,000 | 139,217,000 | 145,783,000 |
| Noninterest-bearing deposits | 30,214,000 | 31,791,000 | 30,523,000 | 31,426,000 |
| Equity capital | 12,755,000 | 14,171,000 | 14,912,000 | 15,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,514,000 | 5,042,000 | 7,604,000 | 10,176,000 |
| Interest expense | 814,000 | 1,558,000 | 2,354,000 | 3,205,000 |
| Net interest income | 1,700,000 | 3,484,000 | 5,250,000 | 6,971,000 |
| Noninterest income | 336,000 | 608,000 | 890,000 | 1,178,000 |
| Noninterest expense | 1,071,000 | 2,177,000 | 3,258,000 | 4,439,000 |
| Provision for loan losses | 30,000 | 75,000 | 120,000 | 265,000 |
| Pretax income | 935,000 | 1,864,000 | 2,779,000 | 3,462,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 935,000 | 1,864,000 | 2,779,000 | 3,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,919,000 | 13,249,000 | 13,613,000 | 13,919,000 |
| Total capital | 13,805,000 | 14,151,000 | 14,536,000 | 14,990,000 |
| Risk-weighted assets | 81,287,000 | 83,605,000 | 88,393,000 | 88,053,000 |