Call reports 2001
FIDELITY BANK — 2001
What FIDELITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 159,965,000 | 166,640,000 | 164,669,000 | 176,219,000 |
| Total loans | 70,758,000 | 72,717,000 | 69,400,000 | 72,916,000 |
| Allowance for loan losses | 830,000 | 912,000 | 893,000 | 862,000 |
| Securities available for sale | 56,335,000 | 66,553,000 | 72,391,000 | 77,960,000 |
| Securities held to maturity | 14,253,000 | 10,694,000 | 9,707,000 | 8,409,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,790,000 | 154,527,000 | 151,361,000 | 162,580,000 |
| Interest-bearing deposits | 123,664,000 | 128,386,000 | 125,674,000 | 132,352,000 |
| Noninterest-bearing deposits | 24,126,000 | 26,141,000 | 25,687,000 | 30,228,000 |
| Equity capital | 11,588,000 | 11,557,000 | 12,809,000 | 12,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,671,000 | 5,445,000 | 8,163,000 | 10,802,000 |
| Interest expense | 1,365,000 | 2,740,000 | 3,977,000 | 4,999,000 |
| Net interest income | 1,306,000 | 2,705,000 | 4,186,000 | 5,803,000 |
| Noninterest income | 356,000 | 684,000 | 1,004,000 | 1,329,000 |
| Noninterest expense | 888,000 | 1,914,000 | 2,954,000 | 4,030,000 |
| Provision for loan losses | 25,000 | 185,000 | 185,000 | 235,000 |
| Pretax income | 749,000 | 1,290,000 | 2,051,000 | 2,869,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 749,000 | 1,290,000 | 2,051,000 | 2,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,424,000 | 11,391,000 | 11,877,000 | 12,310,000 |
| Total capital | 12,254,000 | 12,303,000 | 12,770,000 | 13,172,000 |
| Risk-weighted assets | 79,408,000 | 86,421,000 | 78,512,000 | 82,548,000 |