Call reports 2024
WORTHINGTON FEDERAL SAVINGS BANK, F.S.B. — 2024
What WORTHINGTON FEDERAL SAVINGS BANK, F.S.B. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 104,919,000 | 104,198,000 | 104,157,000 | 102,752,000 |
| Total loans | 69,267,000 | 70,626,000 | 71,228,000 | 71,073,000 |
| Allowance for loan losses | 400,000 | 400,000 | 400,000 | 400,000 |
| Securities available for sale | 17,437,000 | 16,931,000 | 16,787,000 | 15,728,000 |
| Securities held to maturity | 31,000 | 28,000 | 24,000 | 22,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,050,000 | 85,292,000 | 84,445,000 | 83,313,000 |
| Interest-bearing deposits | 81,241,000 | 80,767,000 | 79,870,000 | 79,244,000 |
| Noninterest-bearing deposits | 4,809,000 | 4,525,000 | 4,575,000 | 4,069,000 |
| Equity capital | 13,146,000 | 13,133,000 | 13,575,000 | 13,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,001,000 | 2,056,000 | 3,125,000 | 4,242,000 |
| Interest expense | 482,000 | 988,000 | 1,512,000 | 2,061,000 |
| Net interest income | 519,000 | 1,068,000 | 1,613,000 | 2,181,000 |
| Noninterest income | 31,000 | 64,000 | 103,000 | 130,000 |
| Noninterest expense | 493,000 | 996,000 | 1,521,000 | 1,996,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 57,000 | 136,000 | 195,000 | 315,000 |
| Income tax | 8,000 | 24,000 | 36,000 | 71,000 |
| Net income | 49,000 | 112,000 | 159,000 | 244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,421,000 | 14,484,000 | 14,530,000 | 14,614,000 |
| Total capital | 14,821,000 | 14,884,000 | 14,930,000 | 15,014,000 |
| Risk-weighted assets | 45,086,000 | 45,307,000 | 44,866,000 | 45,516,000 |