Call reports 2023
WORTHINGTON FEDERAL SAVINGS BANK, F.S.B. — 2023
What WORTHINGTON FEDERAL SAVINGS BANK, F.S.B. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 99,261,000 | 100,136,000 | 100,571,000 | 103,919,000 |
| Total loans | 64,929,000 | 67,888,000 | 68,530,000 | 69,545,000 |
| Allowance for loan losses | 400,000 | 400,000 | 400,000 | 400,000 |
| Securities available for sale | 20,461,000 | 19,908,000 | 18,994,000 | 19,560,000 |
| Securities held to maturity | 50,000 | 45,000 | 41,000 | 34,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,461,000 | 81,563,000 | 82,477,000 | 85,070,000 |
| Interest-bearing deposits | 77,470,000 | 77,179,000 | 78,018,000 | 80,580,000 |
| Noninterest-bearing deposits | 4,991,000 | 4,384,000 | 4,459,000 | 4,490,000 |
| Equity capital | 12,999,000 | 12,807,000 | 12,459,000 | 13,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 1,677,000 | 2,577,000 | 3,530,000 |
| Interest expense | 247,000 | 570,000 | 957,000 | 1,398,000 |
| Net interest income | 569,000 | 1,107,000 | 1,620,000 | 2,132,000 |
| Noninterest income | 20,000 | 46,000 | 91,000 | 117,000 |
| Noninterest expense | 501,000 | 1,013,000 | 1,516,000 | 2,049,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 88,000 | 140,000 | 195,000 | 200,000 |
| Income tax | 23,000 | 26,000 | 40,000 | 41,000 |
| Net income | 65,000 | 114,000 | 155,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,278,000 | 14,326,000 | 14,367,000 | 14,371,000 |
| Total capital | 14,678,000 | 14,726,000 | 14,767,000 | 14,771,000 |
| Risk-weighted assets | 42,532,000 | 44,306,000 | 44,743,000 | 42,924,000 |