Call reports 2021
WORTHINGTON FEDERAL SAVINGS BANK, F.S.B. — 2021
What WORTHINGTON FEDERAL SAVINGS BANK, F.S.B. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 95,117,000 | 97,004,000 | 97,336,000 | 100,554,000 |
| Total loans | 56,826,000 | 57,959,000 | 59,998,000 | 61,169,000 |
| Allowance for loan losses | 257,000 | 263,000 | 269,000 | 275,000 |
| Securities available for sale | 17,327,000 | 20,469,000 | 20,828,000 | 20,721,000 |
| Securities held to maturity | 119,000 | 110,000 | 101,000 | 91,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,924,000 | 82,535,000 | 82,903,000 | 86,245,000 |
| Interest-bearing deposits | 75,484,000 | 76,202,000 | 76,520,000 | 81,123,000 |
| Noninterest-bearing deposits | 5,440,000 | 6,333,000 | 6,383,000 | 5,122,000 |
| Equity capital | 13,503,000 | 13,710,000 | 13,737,000 | 13,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 771,000 | 1,533,000 | 2,239,000 | 2,937,000 |
| Interest expense | 104,000 | 194,000 | 279,000 | 361,000 |
| Net interest income | 667,000 | 1,339,000 | 1,960,000 | 2,576,000 |
| Noninterest income | 7,000 | 21,000 | 41,000 | 58,000 |
| Noninterest expense | 441,000 | 903,000 | 1,378,000 | 1,865,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 227,000 | 445,000 | 605,000 | 745,000 |
| Income tax | 70,000 | 137,000 | 186,000 | 228,000 |
| Net income | 157,000 | 308,000 | 419,000 | 517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,405,000 | 13,557,000 | 13,667,000 | 13,765,000 |
| Total capital | 13,662,000 | 13,820,000 | 13,936,000 | 14,040,000 |
| Risk-weighted assets | 37,049,000 | 37,699,000 | 38,691,000 | 40,312,000 |