Call reports 2019
WORTHINGTON FEDERAL SAVINGS BANK, F.S.B. — 2019
What WORTHINGTON FEDERAL SAVINGS BANK, F.S.B. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 76,012,000 | 76,764,000 | 77,743,000 | 77,636,000 |
| Total loans | 53,306,000 | 54,340,000 | 54,708,000 | 56,101,000 |
| Allowance for loan losses | 216,000 | 221,000 | 226,000 | 231,000 |
| Securities available for sale | 8,541,000 | 8,623,000 | 8,643,000 | 8,976,000 |
| Securities held to maturity | 212,000 | 201,000 | 184,000 | 173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,220,000 | 62,213,000 | 63,043,000 | 62,819,000 |
| Interest-bearing deposits | 60,005,000 | 59,619,000 | 60,392,000 | 60,264,000 |
| Noninterest-bearing deposits | 3,215,000 | 2,594,000 | 2,651,000 | 2,555,000 |
| Equity capital | 12,264,000 | 12,498,000 | 12,671,000 | 12,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 704,000 | 1,438,000 | 2,185,000 | 2,945,000 |
| Interest expense | 116,000 | 242,000 | 386,000 | 535,000 |
| Net interest income | 588,000 | 1,196,000 | 1,799,000 | 2,410,000 |
| Noninterest income | 8,000 | 18,000 | 37,000 | 50,000 |
| Noninterest expense | 390,000 | 773,000 | 1,178,000 | 1,640,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 20,000 |
| Pretax income | 201,000 | 431,000 | 643,000 | 800,000 |
| Income tax | 62,000 | 133,000 | 198,000 | 246,000 |
| Net income | 139,000 | 298,000 | 445,000 | 554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,295,000 | 12,454,000 | 12,601,000 | 12,710,000 |
| Total capital | 12,511,000 | 12,675,000 | 12,827,000 | 12,941,000 |
| Risk-weighted assets | 31,671,000 | 31,840,000 | 32,395,000 | 32,968,000 |