Call reports 2018
WORTHINGTON FEDERAL SAVINGS BANK, F.S.B. — 2018
What WORTHINGTON FEDERAL SAVINGS BANK, F.S.B. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 74,778,000 | 75,042,000 | 74,787,000 | 75,016,000 |
| Total loans | 49,095,000 | 50,825,000 | 51,662,000 | 53,370,000 |
| Allowance for loan losses | 199,000 | 203,000 | 207,000 | 211,000 |
| Securities available for sale | 10,050,000 | 10,043,000 | 9,975,000 | 10,047,000 |
| Securities held to maturity | 278,000 | 262,000 | 239,000 | 224,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,889,000 | 62,893,000 | 62,450,000 | 62,267,000 |
| Interest-bearing deposits | 60,005,000 | 60,244,000 | 59,804,000 | 59,658,000 |
| Noninterest-bearing deposits | 2,884,000 | 2,649,000 | 2,646,000 | 2,609,000 |
| Equity capital | 11,423,000 | 11,627,000 | 11,791,000 | 12,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 645,000 | 1,330,000 | 2,026,000 | 2,734,000 |
| Interest expense | 86,000 | 180,000 | 281,000 | 389,000 |
| Net interest income | 559,000 | 1,150,000 | 1,745,000 | 2,345,000 |
| Noninterest income | 12,000 | 27,000 | 41,000 | 56,000 |
| Noninterest expense | 376,000 | 761,000 | 1,138,000 | 1,558,000 |
| Provision for loan losses | 4,000 | 8,000 | 12,000 | 16,000 |
| Pretax income | 191,000 | 408,000 | 636,000 | 827,000 |
| Income tax | 38,000 | 58,000 | 81,000 | 108,000 |
| Net income | 153,000 | 350,000 | 555,000 | 719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,590,000 | 11,787,000 | 11,992,000 | 12,156,000 |
| Total capital | 11,789,000 | 11,990,000 | 12,199,000 | 12,367,000 |
| Risk-weighted assets | 29,316,000 | 30,573,000 | 31,131,000 | 31,304,000 |