Call reports 2017
WORTHINGTON FEDERAL SAVINGS BANK, F.S.B. — 2017
What WORTHINGTON FEDERAL SAVINGS BANK, F.S.B. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 75,860,000 | 76,672,000 | 74,699,000 | 74,312,000 |
| Total loans | 47,871,000 | 48,074,000 | 48,208,000 | 48,986,000 |
| Allowance for loan losses | 183,000 | 187,000 | 191,000 | 195,000 |
| Securities available for sale | 11,228,000 | 11,146,000 | 12,058,000 | 11,689,000 |
| Securities held to maturity | 341,000 | 325,000 | 309,000 | 294,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,261,000 | 64,985,000 | 62,896,000 | 62,521,000 |
| Interest-bearing deposits | 62,091,000 | 61,574,000 | 59,973,000 | 59,241,000 |
| Noninterest-bearing deposits | 2,170,000 | 3,411,000 | 2,923,000 | 3,280,000 |
| Equity capital | 11,030,000 | 11,202,000 | 11,326,000 | 11,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,264,000 | 1,902,000 | 2,551,000 |
| Interest expense | 78,000 | 158,000 | 236,000 | 319,000 |
| Net interest income | 546,000 | 1,106,000 | 1,666,000 | 2,232,000 |
| Noninterest income | 14,000 | 29,000 | 45,000 | 59,000 |
| Noninterest expense | 345,000 | 698,000 | 1,054,000 | 1,422,000 |
| Provision for loan losses | 4,000 | 8,000 | 12,000 | 16,000 |
| Pretax income | 211,000 | 429,000 | 645,000 | 721,000 |
| Income tax | 83,000 | 170,000 | 255,000 | 280,000 |
| Net income | 128,000 | 259,000 | 390,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,055,000 | 11,185,000 | 11,316,000 | 11,437,000 |
| Total capital | 11,238,000 | 11,372,000 | 11,507,000 | 11,632,000 |
| Risk-weighted assets | 28,785,000 | 28,818,000 | 29,133,000 | 29,301,000 |