Call reports 2014
WORTHINGTON FEDERAL SAVINGS BANK, F.S.B. — 2014
What WORTHINGTON FEDERAL SAVINGS BANK, F.S.B. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 70,019,000 | 68,444,000 | 68,530,000 | 69,840,000 |
| Total loans | 44,838,000 | 44,553,000 | 45,051,000 | 46,056,000 |
| Allowance for loan losses | 154,000 | 157,000 | 160,000 | 163,000 |
| Securities available for sale | 446,000 | 448,000 | 381,000 | 383,000 |
| Securities held to maturity | 8,756,000 | 9,255,000 | 9,029,000 | 8,681,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,284,000 | 57,602,000 | 57,570,000 | 58,829,000 |
| Interest-bearing deposits | 57,329,000 | 55,898,000 | 55,627,000 | 57,212,000 |
| Noninterest-bearing deposits | 1,955,000 | 1,704,000 | 1,943,000 | 1,617,000 |
| Equity capital | 9,654,000 | 9,749,000 | 9,877,000 | 9,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,167,000 | 1,765,000 | 2,366,000 |
| Interest expense | 99,000 | 198,000 | 296,000 | 393,000 |
| Net interest income | 482,000 | 969,000 | 1,469,000 | 1,973,000 |
| Noninterest income | 13,000 | 28,000 | 49,000 | 63,000 |
| Noninterest expense | 331,000 | 670,000 | 1,002,000 | 1,337,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 161,000 | 321,000 | 467,000 | 647,000 |
| Income tax | 56,000 | 121,000 | 175,000 | 244,000 |
| Net income | 105,000 | 200,000 | 292,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,752,000 | 9,847,000 | 9,939,000 | 9,989,000 |
| Total capital | 9,906,000 | 10,004,000 | 10,099,000 | 10,152,000 |
| Risk-weighted assets | 26,579,000 | 26,389,000 | 26,662,000 | 27,202,000 |