Call reports 2013
WORTHINGTON FEDERAL SAVINGS BANK, F.S.B. — 2013
What WORTHINGTON FEDERAL SAVINGS BANK, F.S.B. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 66,686,000 | 67,654,000 | 66,837,000 | 67,223,000 |
| Total loans | 42,543,000 | 42,261,000 | 44,198,000 | 44,547,000 |
| Allowance for loan losses | 140,000 | 143,000 | 149,000 | 150,000 |
| Securities available for sale | 438,000 | 435,000 | 444,000 | 444,000 |
| Securities held to maturity | 8,869,000 | 8,912,000 | 8,618,000 | 8,439,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,401,000 | 57,013,000 | 56,256,000 | 56,588,000 |
| Interest-bearing deposits | 55,052,000 | 55,515,000 | 54,587,000 | 54,959,000 |
| Noninterest-bearing deposits | 1,349,000 | 1,498,000 | 1,669,000 | 1,629,000 |
| Equity capital | 9,215,000 | 9,316,000 | 9,444,000 | 9,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 597,000 | 1,184,000 | 1,787,000 | 2,382,000 |
| Interest expense | 109,000 | 215,000 | 321,000 | 423,000 |
| Net interest income | 488,000 | 969,000 | 1,466,000 | 1,959,000 |
| Noninterest income | 25,000 | 43,000 | 67,000 | 80,000 |
| Noninterest expense | 318,000 | 646,000 | 957,000 | 1,291,000 |
| Provision for loan losses | 3,000 | 6,000 | 12,000 | 13,000 |
| Pretax income | 192,000 | 360,000 | 564,000 | 735,000 |
| Income tax | 77,000 | 141,000 | 221,000 | 286,000 |
| Net income | 115,000 | 219,000 | 343,000 | 449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,314,000 | 9,418,000 | 9,541,000 | 9,647,000 |
| Total capital | 9,454,000 | 9,561,000 | 9,690,000 | 9,798,000 |
| Risk-weighted assets | 25,631,000 | 25,900,000 | 26,328,000 | 26,376,000 |