Call reports 2012
WORTHINGTON FEDERAL SAVINGS BANK, F.S.B. — 2012
What WORTHINGTON FEDERAL SAVINGS BANK, F.S.B. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 63,307,000 | 63,467,000 | 62,855,000 | 65,234,000 |
| Total loans | 41,672,000 | 41,826,000 | 42,635,000 | 42,793,000 |
| Allowance for loan losses | 115,000 | 115,000 | 137,000 | 137,000 |
| Securities available for sale | 434,000 | 436,000 | 439,000 | 438,000 |
| Securities held to maturity | 8,654,000 | 9,232,000 | 7,995,000 | 8,026,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,774,000 | 52,747,000 | 52,722,000 | 55,061,000 |
| Interest-bearing deposits | 51,604,000 | 51,605,000 | 51,531,000 | 53,709,000 |
| Noninterest-bearing deposits | 1,170,000 | 1,142,000 | 1,191,000 | 1,352,000 |
| Equity capital | 8,763,000 | 8,874,000 | 8,993,000 | 9,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 630,000 | 1,250,000 | 1,875,000 | 2,506,000 |
| Interest expense | 155,000 | 301,000 | 439,000 | 564,000 |
| Net interest income | 475,000 | 949,000 | 1,436,000 | 1,942,000 |
| Noninterest income | 13,000 | 30,000 | 49,000 | 66,000 |
| Noninterest expense | 313,000 | 623,000 | 913,000 | 1,257,000 |
| Provision for loan losses | 20,000 | 20,000 | 42,000 | 42,000 |
| Pretax income | 155,000 | 336,000 | 530,000 | 709,000 |
| Income tax | 63,000 | 133,000 | 209,000 | 278,000 |
| Net income | 92,000 | 203,000 | 321,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,860,000 | 8,971,000 | 9,089,000 | 9,199,000 |
| Total capital | 8,975,000 | 9,086,000 | 9,226,000 | 9,336,000 |
| Risk-weighted assets | 25,748,000 | 25,652,000 | 25,627,000 | 25,735,000 |