Call reports 2025
GARDEN PLAIN STATE BANK — 2025
What GARDEN PLAIN STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 160,404,000 | 166,324,000 | 175,086,000 | 176,163,000 |
| Total loans | 51,897,000 | 52,001,000 | 56,476,000 | 58,581,000 |
| Allowance for loan losses | 607,000 | 615,000 | 650,000 | 673,000 |
| Securities available for sale | 59,351,000 | 64,143,000 | 66,902,000 | 69,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,141,000 | 140,707,000 | 147,929,000 | 147,883,000 |
| Interest-bearing deposits | 108,058,000 | 109,337,000 | 116,908,000 | 117,899,000 |
| Noninterest-bearing deposits | 28,083,000 | 31,370,000 | 31,021,000 | 29,984,000 |
| Equity capital | 23,258,000 | 24,448,000 | 25,841,000 | 26,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,862,000 | 3,857,000 | 5,934,000 | 8,105,000 |
| Interest expense | 556,000 | 1,148,000 | 1,753,000 | 2,378,000 |
| Net interest income | 1,306,000 | 2,709,000 | 4,181,000 | 5,727,000 |
| Noninterest income | 275,000 | 548,000 | 840,000 | 1,097,000 |
| Noninterest expense | 758,000 | 1,442,000 | 2,199,000 | 3,086,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 65,000 |
| Pretax income | 861,000 | 1,827,000 | 2,800,000 | 3,695,000 |
| Income tax | 77,000 | 297,000 | 503,000 | 710,000 |
| Net income | 784,000 | 1,530,000 | 2,297,000 | 2,985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,197,000 | 25,944,000 | 26,710,000 | 27,398,000 |
| Total capital | 25,984,000 | 26,769,000 | 27,570,000 | 28,281,000 |
| Risk-weighted assets | 102,700,000 | 105,025,000 | 111,347,000 | 113,999,000 |