Call reports 2015
GARDEN PLAIN STATE BANK — 2015
What GARDEN PLAIN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 93,209,000 | 90,263,000 | 88,469,000 | 89,801,000 |
| Total loans | 42,827,000 | 43,712,000 | 43,214,000 | 42,199,000 |
| Allowance for loan losses | 740,000 | 792,000 | 845,000 | 829,000 |
| Securities available for sale | 29,088,000 | 27,452,000 | 25,139,000 | 25,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,071,000 | 78,210,000 | 76,024,000 | 77,359,000 |
| Interest-bearing deposits | 67,320,000 | 64,944,000 | 62,390,000 | 62,842,000 |
| Noninterest-bearing deposits | 13,751,000 | 13,266,000 | 13,634,000 | 14,517,000 |
| Equity capital | 11,796,000 | 11,862,000 | 12,185,000 | 12,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 748,000 | 1,448,000 | 2,186,000 | 2,893,000 |
| Interest expense | 78,000 | 153,000 | 225,000 | 295,000 |
| Net interest income | 670,000 | 1,295,000 | 1,961,000 | 2,598,000 |
| Noninterest income | 253,000 | 492,000 | 734,000 | 972,000 |
| Noninterest expense | 528,000 | 1,037,000 | 1,593,000 | 2,243,000 |
| Provision for loan losses | 0 | 50,000 | 100,000 | 100,000 |
| Pretax income | 395,000 | 700,000 | 1,002,000 | 1,227,000 |
| Income tax | 127,000 | 225,000 | 320,000 | 404,000 |
| Net income | 268,000 | 475,000 | 682,000 | 823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,316,000 | 11,527,000 | 11,737,000 | 11,880,000 |
| Total capital | 12,056,000 | 12,319,000 | 12,582,000 | 12,709,000 |
| Risk-weighted assets | 76,347,000 | 77,357,000 | 77,637,000 | 77,437,000 |