Call reports 2014
GARDEN PLAIN STATE BANK — 2014
What GARDEN PLAIN STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 90,867,000 | 91,827,000 | 93,635,000 | 92,492,000 |
| Total loans | 51,363,000 | 48,868,000 | 45,705,000 | 42,442,000 |
| Allowance for loan losses | 688,000 | 837,000 | 578,000 | 741,000 |
| Securities available for sale | 28,565,000 | 29,276,000 | 29,243,000 | 29,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,495,000 | 80,265,000 | 82,027,000 | 80,830,000 |
| Interest-bearing deposits | 66,292,000 | 68,478,000 | 67,994,000 | 66,928,000 |
| Noninterest-bearing deposits | 13,203,000 | 11,787,000 | 14,033,000 | 13,902,000 |
| Equity capital | 11,007,000 | 11,239,000 | 11,280,000 | 11,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 855,000 | 1,685,000 | 2,507,000 | 3,298,000 |
| Interest expense | 84,000 | 170,000 | 255,000 | 339,000 |
| Net interest income | 771,000 | 1,515,000 | 2,252,000 | 2,959,000 |
| Noninterest income | 232,000 | 496,000 | 737,000 | 974,000 |
| Noninterest expense | 550,000 | 1,037,000 | 1,570,000 | 2,209,000 |
| Provision for loan losses | 0 | 345,000 | 745,000 | 895,000 |
| Pretax income | 462,000 | 638,000 | 683,000 | 838,000 |
| Income tax | 148,000 | 200,000 | 197,000 | 216,000 |
| Net income | 314,000 | 438,000 | 486,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,660,000 | 10,791,000 | 10,846,000 | 10,989,000 |
| Total capital | 11,348,000 | 11,622,000 | 11,424,000 | 11,728,000 |
| Risk-weighted assets | 67,451,000 | 66,479,000 | 63,747,000 | 59,080,000 |