Call reports 2013
GARDEN PLAIN STATE BANK — 2013
What GARDEN PLAIN STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 85,896,000 | 89,219,000 | 88,963,000 | 87,892,000 |
| Total loans | 54,163,000 | 55,141,000 | 53,904,000 | 51,907,000 |
| Allowance for loan losses | 734,000 | 625,000 | 683,000 | 687,000 |
| Securities available for sale | 23,686,000 | 24,856,000 | 24,490,000 | 27,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,068,000 | 78,685,000 | 78,145,000 | 77,009,000 |
| Interest-bearing deposits | 63,290,000 | 64,863,000 | 64,018,000 | 48,721,000 |
| Noninterest-bearing deposits | 11,778,000 | 13,822,000 | 14,127,000 | 28,288,000 |
| Equity capital | 10,265,000 | 10,273,000 | 10,531,000 | 10,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 919,000 | 1,797,000 | 2,676,000 | 3,586,000 |
| Interest expense | 108,000 | 212,000 | 304,000 | 393,000 |
| Net interest income | 811,000 | 1,585,000 | 2,372,000 | 3,193,000 |
| Noninterest income | 304,000 | 576,000 | 814,000 | 1,010,000 |
| Noninterest expense | 541,000 | 1,055,000 | 1,601,000 | 2,222,000 |
| Provision for loan losses | 0 | 75,000 | 125,000 | 125,000 |
| Pretax income | 574,000 | 1,031,000 | 1,460,000 | 1,856,000 |
| Income tax | 187,000 | 336,000 | 483,000 | 623,000 |
| Net income | 387,000 | 695,000 | 977,000 | 1,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,592,000 | 9,907,000 | 10,197,000 | 10,460,000 |
| Total capital | 10,326,000 | 10,532,000 | 10,880,000 | 11,147,000 |
| Risk-weighted assets | 67,033,000 | 70,267,000 | 69,377,000 | 67,335,000 |