Call reports 2010
GARDEN PLAIN STATE BANK — 2010
What GARDEN PLAIN STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 71,480,000 | 72,589,000 | 74,623,000 | 73,205,000 |
| Total loans | 45,262,000 | 46,164,000 | 46,440,000 | 47,316,000 |
| Allowance for loan losses | 264,000 | 361,000 | 468,000 | 552,000 |
| Securities available for sale | 15,917,000 | 15,514,000 | 15,666,000 | 16,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,476,000 | 64,296,000 | 65,919,000 | 64,267,000 |
| Interest-bearing deposits | 54,893,000 | 55,682,000 | 56,027,000 | 54,888,000 |
| Noninterest-bearing deposits | 8,583,000 | 8,614,000 | 9,892,000 | 9,379,000 |
| Equity capital | 7,390,000 | 7,461,000 | 7,754,000 | 7,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 797,000 | 1,658,000 | 2,553,000 | 3,487,000 |
| Interest expense | 175,000 | 339,000 | 503,000 | 644,000 |
| Net interest income | 622,000 | 1,319,000 | 2,050,000 | 2,843,000 |
| Noninterest income | 190,000 | 395,000 | 587,000 | 755,000 |
| Noninterest expense | 473,000 | 1,008,000 | 1,545,000 | 2,227,000 |
| Provision for loan losses | 0 | 260,000 | 334,000 | 374,000 |
| Pretax income | 339,000 | 446,000 | 758,000 | 997,000 |
| Income tax | 106,000 | 186,000 | 239,000 | 311,000 |
| Net income | 233,000 | 260,000 | 519,000 | 686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,824,000 | 6,859,000 | 7,125,000 | 7,301,000 |
| Total capital | 7,088,000 | 7,220,000 | 7,593,000 | 7,853,000 |
| Risk-weighted assets | 53,358,000 | 55,578,000 | 56,926,000 | 57,143,000 |