Call reports 2007
GARDEN PLAIN STATE BANK — 2007
What GARDEN PLAIN STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 47,812,000 | 47,225,000 | 49,821,000 | 50,312,000 |
| Total loans | 35,542,000 | 35,508,000 | 37,711,000 | 37,699,000 |
| Allowance for loan losses | 352,000 | 358,000 | 254,000 | 244,000 |
| Securities available for sale | 6,172,000 | 5,555,000 | 4,889,000 | 4,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,109,000 | 40,079,000 | 41,675,000 | 43,224,000 |
| Interest-bearing deposits | 33,152,000 | 32,354,000 | 33,263,000 | 35,228,000 |
| Noninterest-bearing deposits | 7,957,000 | 7,725,000 | 8,412,000 | 7,996,000 |
| Equity capital | 5,683,000 | 5,856,000 | 6,107,000 | 6,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 862,000 | 1,751,000 | 2,697,000 | 3,641,000 |
| Interest expense | 181,000 | 384,000 | 609,000 | 834,000 |
| Net interest income | 681,000 | 1,367,000 | 2,088,000 | 2,807,000 |
| Noninterest income | 206,000 | 400,000 | 584,000 | 745,000 |
| Noninterest expense | 523,000 | 1,084,000 | 1,581,000 | 2,255,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 364,000 | 683,000 | 1,041,000 | 1,247,000 |
| Income tax | 128,000 | 242,000 | 366,000 | 439,000 |
| Net income | 236,000 | 441,000 | 675,000 | 808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,957,000 | 5,172,000 | 5,415,000 | 5,554,000 |
| Total capital | 5,309,000 | 5,530,000 | 5,669,000 | 5,798,000 |
| Risk-weighted assets | 39,831,000 | 38,763,000 | 41,005,000 | 39,783,000 |