Call reports 2005
GARDEN PLAIN STATE BANK — 2005
What GARDEN PLAIN STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 42,748,000 | 42,899,000 | 43,585,000 | 42,652,000 |
| Total loans | 33,451,000 | 33,378,000 | 31,989,000 | 33,373,000 |
| Allowance for loan losses | 388,000 | 389,000 | 389,000 | 393,000 |
| Securities available for sale | 4,572,000 | 4,518,000 | 4,418,000 | 4,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,224,000 | 37,100,000 | 37,952,000 | 37,195,000 |
| Interest-bearing deposits | 30,344,000 | 31,235,000 | 31,359,000 | 30,178,000 |
| Noninterest-bearing deposits | 5,880,000 | 5,865,000 | 6,593,000 | 7,017,000 |
| Equity capital | 4,432,000 | 4,650,000 | 4,750,000 | 4,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 621,000 | 1,262,000 | 1,933,000 | 2,587,000 |
| Interest expense | 91,000 | 191,000 | 306,000 | 421,000 |
| Net interest income | 530,000 | 1,071,000 | 1,627,000 | 2,166,000 |
| Noninterest income | 229,000 | 421,000 | 600,000 | 799,000 |
| Noninterest expense | 475,000 | 961,000 | 1,419,000 | 2,030,000 |
| Provision for loan losses | 4,000 | 4,000 | 49,000 | 49,000 |
| Pretax income | 280,000 | 527,000 | 759,000 | 886,000 |
| Income tax | 102,000 | 148,000 | 219,000 | 253,000 |
| Net income | 178,000 | 379,000 | 540,000 | 633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,706,000 | 3,918,000 | 4,048,000 | 4,151,000 |
| Total capital | 4,094,000 | 4,307,000 | 4,437,000 | 4,544,000 |
| Risk-weighted assets | 34,225,000 | 34,015,000 | 33,492,000 | 34,021,000 |