Call reports 2004
GARDEN PLAIN STATE BANK — 2004
What GARDEN PLAIN STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 45,099,000 | 42,944,000 | 42,392,000 | 43,397,000 |
| Total loans | 32,943,000 | 32,229,000 | 32,616,000 | 33,661,000 |
| Allowance for loan losses | 327,000 | 345,000 | 351,000 | 380,000 |
| Securities available for sale | 5,826,000 | 4,889,000 | 4,857,000 | 4,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,196,000 | 38,131,000 | 37,313,000 | 36,595,000 |
| Interest-bearing deposits | 34,783,000 | 32,571,000 | 31,737,000 | 30,621,000 |
| Noninterest-bearing deposits | 5,413,000 | 5,560,000 | 5,576,000 | 5,974,000 |
| Equity capital | 4,298,000 | 4,185,000 | 4,342,000 | 4,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,209,000 | 1,825,000 | 2,453,000 |
| Interest expense | 104,000 | 191,000 | 274,000 | 361,000 |
| Net interest income | 508,000 | 1,018,000 | 1,551,000 | 2,092,000 |
| Noninterest income | 224,000 | 366,000 | 502,000 | 629,000 |
| Noninterest expense | 503,000 | 984,000 | 1,496,000 | 2,104,000 |
| Provision for loan losses | 191,000 | 191,000 | 191,000 | 191,000 |
| Pretax income | 38,000 | 209,000 | 366,000 | 426,000 |
| Income tax | 1,000 | 57,000 | 107,000 | 122,000 |
| Net income | 37,000 | 152,000 | 259,000 | 304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,955,000 | 3,933,000 | 4,043,000 | 4,073,000 |
| Total capital | 4,282,000 | 4,278,000 | 4,394,000 | 4,453,000 |
| Risk-weighted assets | 33,023,000 | 32,041,000 | 32,877,000 | 34,215,000 |