Call reports 2007
FIRST MOUNTAIN BANK — 2007
What FIRST MOUNTAIN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 22,815,000 | 23,519,000 | 22,988,000 | 23,042,000 |
| Total loans | 14,256,000 | 14,677,000 | 15,117,000 | 15,758,000 |
| Allowance for loan losses | 258,000 | 258,000 | 253,000 | 258,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,707,000 | 18,294,000 | 17,942,000 | 17,359,000 |
| Interest-bearing deposits | 13,718,000 | 14,464,000 | 14,027,000 | 13,384,000 |
| Noninterest-bearing deposits | 3,989,000 | 3,830,000 | 3,915,000 | 3,975,000 |
| Equity capital | 1,609,000 | 1,673,000 | 1,660,000 | 1,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 378,000 | 808,000 | 1,226,000 | 1,627,000 |
| Interest expense | 110,000 | 237,000 | 359,000 | 481,000 |
| Net interest income | 268,000 | 571,000 | 867,000 | 1,146,000 |
| Noninterest income | 55,000 | 112,000 | 166,000 | 249,000 |
| Noninterest expense | 253,000 | 512,000 | 767,000 | 1,028,000 |
| Provision for loan losses | 0 | -22,000 | -22,000 | -22,000 |
| Pretax income | 70,000 | 193,000 | 288,000 | 389,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 70,000 | 193,000 | 288,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,609,000 | 1,673,000 | 1,660,000 | 1,681,000 |
| Total capital | 1,753,000 | 1,824,000 | 1,819,000 | 1,846,000 |
| Risk-weighted assets | 11,406,000 | 12,257,000 | 12,656,000 | 13,067,000 |