Call reports 2006
FIRST MOUNTAIN BANK — 2006
What FIRST MOUNTAIN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 23,268,000 | 23,064,000 | 22,983,000 | 22,152,000 |
| Total loans | 13,403,000 | 13,832,000 | 13,837,000 | 14,361,000 |
| Allowance for loan losses | 263,000 | 265,000 | 243,000 | 251,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,326,000 | 17,235,000 | 17,798,000 | 16,811,000 |
| Interest-bearing deposits | 12,828,000 | 13,307,000 | 13,361,000 | 12,834,000 |
| Noninterest-bearing deposits | 4,498,000 | 3,929,000 | 4,437,000 | 3,978,000 |
| Equity capital | 1,562,000 | 1,599,000 | 1,599,000 | 1,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 732,000 | 1,125,000 | 1,493,000 |
| Interest expense | 91,000 | 187,000 | 290,000 | 395,000 |
| Net interest income | 259,000 | 545,000 | 835,000 | 1,098,000 |
| Noninterest income | 56,000 | 116,000 | 165,000 | 220,000 |
| Noninterest expense | 251,000 | 507,000 | 767,000 | 1,009,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,000 | 154,000 | 233,000 | 309,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 64,000 | 154,000 | 233,000 | 309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,562,000 | 1,599,000 | 1,599,000 | 1,605,000 |
| Total capital | 1,702,000 | 1,745,000 | 1,742,000 | 1,748,000 |
| Risk-weighted assets | 11,243,000 | 11,546,000 | 11,364,000 | 11,382,000 |