Call reports 2005
FIRST MOUNTAIN BANK — 2005
What FIRST MOUNTAIN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 22,777,000 | 22,043,000 | 22,323,000 | 22,234,000 |
| Total loans | 13,036,000 | 12,650,000 | 12,778,000 | 13,066,000 |
| Allowance for loan losses | 241,000 | 246,000 | 255,000 | 260,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,957,000 | 16,052,000 | 15,991,000 | 15,845,000 |
| Interest-bearing deposits | 12,584,000 | 12,578,000 | 12,243,000 | 11,822,000 |
| Noninterest-bearing deposits | 3,373,000 | 3,474,000 | 3,748,000 | 4,024,000 |
| Equity capital | 1,534,000 | 1,544,000 | 1,565,000 | 1,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 351,000 | 709,000 | 1,069,000 | 1,440,000 |
| Interest expense | 75,000 | 161,000 | 246,000 | 337,000 |
| Net interest income | 276,000 | 548,000 | 823,000 | 1,103,000 |
| Noninterest income | 55,000 | 104,000 | 161,000 | 221,000 |
| Noninterest expense | 240,000 | 485,000 | 729,000 | 1,009,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 76,000 | 152,000 | 240,000 | 300,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 76,000 | 152,000 | 240,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,534,000 | 1,544,000 | 1,565,000 | 1,549,000 |
| Total capital | 1,686,000 | 1,680,000 | 1,700,000 | 1,686,000 |
| Risk-weighted assets | 11,271,000 | 10,740,000 | 10,662,000 | 10,831,000 |