Call reports 2004
FIRST MOUNTAIN BANK — 2004
What FIRST MOUNTAIN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 21,478,000 | 23,103,000 | 22,634,000 | 22,384,000 |
| Total loans | 12,841,000 | 13,394,000 | 13,151,000 | 12,694,000 |
| Allowance for loan losses | 245,000 | 245,000 | 241,000 | 213,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 300,000 | 200,000 | 100,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,209,000 | 15,437,000 | 15,333,000 | 15,579,000 |
| Interest-bearing deposits | 12,433,000 | 11,927,000 | 12,382,000 | 12,318,000 |
| Noninterest-bearing deposits | 2,776,000 | 3,510,000 | 2,951,000 | 3,261,000 |
| Equity capital | 1,512,000 | 1,532,000 | 1,529,000 | 1,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 356,000 | 714,000 | 1,081,000 | 1,439,000 |
| Interest expense | 60,000 | 118,000 | 187,000 | 260,000 |
| Net interest income | 296,000 | 596,000 | 894,000 | 1,179,000 |
| Noninterest income | 54,000 | 102,000 | 154,000 | 204,000 |
| Noninterest expense | 243,000 | 486,000 | 730,000 | 998,000 |
| Provision for loan losses | 12,000 | 12,000 | 27,000 | 27,000 |
| Pretax income | 95,000 | 200,000 | 291,000 | 358,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 95,000 | 200,000 | 291,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,512,000 | 1,532,000 | 1,529,000 | 1,514,000 |
| Total capital | 1,648,000 | 1,671,000 | 1,671,000 | 1,653,000 |
| Risk-weighted assets | 10,745,000 | 11,022,000 | 11,242,000 | 11,031,000 |