Call reports 2002
FIRST MOUNTAIN BANK — 2002
What FIRST MOUNTAIN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 19,620,000 | 19,795,000 | 20,549,000 | 20,318,000 |
| Total loans | 14,167,000 | 14,198,000 | 15,214,000 | 14,882,000 |
| Allowance for loan losses | 198,000 | 199,000 | 213,000 | 216,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 541,000 | 541,000 | 542,000 | 542,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,034,000 | 15,443,000 | 16,324,000 | 15,713,000 |
| Interest-bearing deposits | 12,590,000 | 12,435,000 | 13,117,000 | 12,646,000 |
| Noninterest-bearing deposits | 3,444,000 | 3,008,000 | 3,207,000 | 3,067,000 |
| Equity capital | 1,407,000 | 1,426,000 | 1,437,000 | 1,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 788,000 | 1,206,000 | 1,619,000 |
| Interest expense | 99,000 | 193,000 | 281,000 | 361,000 |
| Net interest income | 298,000 | 595,000 | 925,000 | 1,258,000 |
| Noninterest income | 51,000 | 105,000 | 157,000 | 209,000 |
| Noninterest expense | 239,000 | 478,000 | 732,000 | 998,000 |
| Provision for loan losses | 10,000 | 10,000 | 21,000 | 29,000 |
| Pretax income | 100,000 | 212,000 | 329,000 | 440,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 100,000 | 212,000 | 329,000 | 440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,407,000 | 1,426,000 | 1,437,000 | 1,441,000 |
| Total capital | 1,549,000 | 1,567,000 | 1,585,000 | 1,586,000 |
| Risk-weighted assets | 11,305,000 | 11,207,000 | 11,811,000 | 11,516,000 |