Call reports 2001
FIRST MOUNTAIN BANK — 2001
What FIRST MOUNTAIN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,632,000 | 18,013,000 | 19,027,000 | 19,761,000 |
| Total loans | 13,822,000 | 14,038,000 | 14,173,000 | 13,927,000 |
| Allowance for loan losses | 186,000 | 182,000 | 189,000 | 186,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,707,000 | 2,403,000 | 1,140,000 | 840,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,233,000 | 15,534,000 | 16,530,000 | 15,495,000 |
| Interest-bearing deposits | 12,255,000 | 12,696,000 | 12,981,000 | 12,030,000 |
| Noninterest-bearing deposits | 2,978,000 | 2,838,000 | 3,549,000 | 3,465,000 |
| Equity capital | 1,309,000 | 1,357,000 | 1,348,000 | 1,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 388,000 | 802,000 | 1,220,000 | 1,619,000 |
| Interest expense | 129,000 | 256,000 | 375,000 | 479,000 |
| Net interest income | 259,000 | 546,000 | 845,000 | 1,140,000 |
| Noninterest income | 58,000 | 107,000 | 156,000 | 211,000 |
| Noninterest expense | 226,000 | 463,000 | 735,000 | 991,000 |
| Provision for loan losses | 10,000 | 21,000 | 35,000 | 35,000 |
| Pretax income | 81,000 | 169,000 | 231,000 | 325,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 81,000 | 169,000 | 231,000 | 325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,309,000 | 1,357,000 | 1,348,000 | 1,394,000 |
| Total capital | 1,443,000 | 1,500,000 | 1,489,000 | 1,538,000 |
| Risk-weighted assets | 10,864,000 | 11,338,000 | 11,248,000 | 11,463,000 |