Call reports 2008
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2008
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 348,268,000 | 338,868,000 | 331,867,000 | 375,424,000 |
| Total loans | 152,555,000 | 153,672,000 | 155,557,000 | 156,615,000 |
| Allowance for loan losses | 1,786,000 | 1,554,000 | 1,890,000 | 2,035,000 |
| Securities available for sale | 155,558,000 | 152,767,000 | 149,950,000 | 154,964,000 |
| Securities held to maturity | 559,000 | 545,000 | 529,000 | 518,000 |
| Trading assets | 0 | 2,003,000 | 1,000 | 26,511,000 |
| Total deposits | 300,645,000 | 297,269,000 | 290,268,000 | 331,288,000 |
| Interest-bearing deposits | 268,273,000 | 263,862,000 | 196,037,000 | 213,298,000 |
| Noninterest-bearing deposits | 32,372,000 | 33,407,000 | 94,231,000 | 117,991,000 |
| Equity capital | 28,273,000 | 27,038,000 | 27,637,000 | 29,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,856,000 | 9,378,000 | 13,802,000 | 18,127,000 |
| Interest expense | 1,474,000 | 2,540,000 | 3,473,000 | 4,321,000 |
| Net interest income | 3,382,000 | 6,838,000 | 10,329,000 | 13,806,000 |
| Noninterest income | 1,322,000 | 2,572,000 | 3,858,000 | 5,063,000 |
| Noninterest expense | 2,541,000 | 5,063,000 | 7,561,000 | 9,996,000 |
| Provision for loan losses | 120,000 | 330,000 | 655,000 | 867,000 |
| Pretax income | 2,092,000 | 4,066,000 | 6,055,000 | 8,153,000 |
| Income tax | 604,000 | 1,169,000 | 1,732,000 | 2,323,000 |
| Net income | 1,488,000 | 2,897,000 | 4,323,000 | 5,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,148,000 | 23,612,000 | 24,253,000 | 24,917,000 |
| Total capital | 24,937,000 | 25,166,000 | 26,144,000 | 26,955,000 |
| Risk-weighted assets | 180,378,000 | 178,918,000 | 179,738,000 | 195,047,000 |