Call reports 2003
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2003
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 199,887,000 | 202,548,000 | 207,892,000 | 222,232,000 |
| Total loans | 98,162,000 | 99,162,000 | 99,056,000 | 101,326,000 |
| Allowance for loan losses | 1,029,000 | 1,061,000 | 1,114,000 | 1,135,000 |
| Securities available for sale | 79,986,000 | 78,309,000 | 81,816,000 | 82,785,000 |
| Securities held to maturity | 4,402,000 | 3,649,000 | 2,985,000 | 2,452,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,199,000 | 177,070,000 | 183,405,000 | 198,561,000 |
| Interest-bearing deposits | 125,278,000 | 127,442,000 | 131,602,000 | 142,889,000 |
| Noninterest-bearing deposits | 49,921,000 | 49,628,000 | 51,803,000 | 55,672,000 |
| Equity capital | 23,249,000 | 24,044,000 | 23,459,000 | 23,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,528,000 | 4,992,000 | 7,442,000 | 9,927,000 |
| Interest expense | 506,000 | 937,000 | 1,315,000 | 1,677,000 |
| Net interest income | 2,022,000 | 4,055,000 | 6,127,000 | 8,250,000 |
| Noninterest income | 841,000 | 1,746,000 | 2,797,000 | 3,666,000 |
| Noninterest expense | 1,441,000 | 2,930,000 | 4,473,000 | 6,063,000 |
| Provision for loan losses | 51,000 | 83,000 | 223,000 | 253,000 |
| Pretax income | 1,371,000 | 2,788,000 | 4,228,000 | 5,600,000 |
| Income tax | 411,000 | 845,000 | 1,270,000 | 1,666,000 |
| Net income | 960,000 | 1,943,000 | 2,958,000 | 3,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,816,000 | 18,899,000 | 18,914,000 | 18,890,000 |
| Total capital | 19,845,000 | 19,960,000 | 20,028,000 | 20,025,000 |
| Risk-weighted assets | 107,835,000 | 111,573,000 | 112,609,000 | 118,275,000 |