Call reports 2017
CLOVER COMMUNITY BANK — 2017
What CLOVER COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 134,615,000 | 135,505,000 | 133,160,000 | 127,870,000 |
| Total loans | 74,877,000 | 76,345,000 | 73,948,000 | 72,019,000 |
| Allowance for loan losses | 1,313,000 | 1,354,000 | 1,353,000 | 1,352,000 |
| Securities available for sale | 35,854,000 | 36,583,000 | 37,826,000 | 38,083,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,754,000 | 117,293,000 | 117,711,000 | 112,989,000 |
| Interest-bearing deposits | 91,797,000 | 91,862,000 | 91,796,000 | 87,590,000 |
| Noninterest-bearing deposits | 24,958,000 | 25,431,000 | 25,915,000 | 25,398,000 |
| Equity capital | 13,414,000 | 13,871,000 | 14,039,000 | 13,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,292,000 | 2,649,000 | 4,008,000 | 5,377,000 |
| Interest expense | 39,000 | 83,000 | 130,000 | 174,000 |
| Net interest income | 1,253,000 | 2,566,000 | 3,878,000 | 5,203,000 |
| Noninterest income | 284,000 | 573,000 | 939,000 | 1,202,000 |
| Noninterest expense | 1,122,000 | 2,374,000 | 3,590,000 | 4,815,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 467,000 | 817,000 | 1,279,000 | 1,642,000 |
| Income tax | 119,000 | 198,000 | 317,000 | 586,000 |
| Net income | 348,000 | 619,000 | 962,000 | 1,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,080,000 | 13,138,000 | 13,297,000 | 13,018,000 |
| Total capital | 14,186,000 | 14,252,000 | 14,391,000 | 14,082,000 |
| Risk-weighted assets | 88,147,000 | 88,738,000 | 87,104,000 | 84,635,000 |