Call report 2004Q4
CLOVER COMMUNITY BANK — 2004Q4
The 22 measures CLOVER COMMUNITY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 80,844,000 | USD | evidence → |
| Total loans | 55,816,000 | USD | evidence → |
| Allowance for loan losses | 625,000 | USD | evidence → |
| Securities available for sale | 14,202,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,539,000 | USD | evidence → |
| Interest-bearing deposits | 59,686,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,853,000 | USD | evidence → |
| Equity capital | 8,046,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,302,000 | USD | evidence → |
| Interest expense | 778,000 | USD | evidence → |
| Net interest income | 3,524,000 | USD | evidence → |
| Noninterest income | 982,000 | USD | evidence → |
| Noninterest expense | 2,803,000 | USD | evidence → |
| Provision for loan losses | 206,000 | USD | evidence → |
| Pretax income | 1,498,000 | USD | evidence → |
| Income tax | 455,000 | USD | evidence → |
| Net income | 1,043,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,960,000 | USD | evidence → |
| Total capital | 8,585,000 | USD | evidence → |
| Risk-weighted assets | 63,908,000 | USD | evidence → |