Call report 2003Q4
CLOVER COMMUNITY BANK — 2003Q4
The 22 measures CLOVER COMMUNITY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 70,924,000 | USD | evidence → |
| Total loans | 43,769,000 | USD | evidence → |
| Allowance for loan losses | 450,000 | USD | evidence → |
| Securities available for sale | 18,398,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 63,278,000 | USD | evidence → |
| Interest-bearing deposits | 53,912,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,366,000 | USD | evidence → |
| Equity capital | 7,444,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,664,000 | USD | evidence → |
| Interest expense | 840,000 | USD | evidence → |
| Net interest income | 2,824,000 | USD | evidence → |
| Noninterest income | 826,000 | USD | evidence → |
| Noninterest expense | 2,456,000 | USD | evidence → |
| Provision for loan losses | 96,000 | USD | evidence → |
| Pretax income | 1,098,000 | USD | evidence → |
| Income tax | 317,000 | USD | evidence → |
| Net income | 781,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,322,000 | USD | evidence → |
| Total capital | 7,772,000 | USD | evidence → |
| Risk-weighted assets | 49,312,000 | USD | evidence → |