Call reports 2015
AMERICAN BANK OF SAINT PAUL — 2015
What AMERICAN BANK OF SAINT PAUL reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 311,959,000 |
| Total loans | 170,596,000 |
| Allowance for loan losses | 8,632,000 |
| Securities available for sale | 82,143,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 275,149,000 |
| Interest-bearing deposits | 192,168,000 |
| Noninterest-bearing deposits | 82,981,000 |
| Equity capital | 29,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 2,440,000 |
| Interest expense | 157,000 |
| Net interest income | 2,283,000 |
| Noninterest income | 3,469,000 |
| Noninterest expense | 4,619,000 |
| Provision for loan losses | -444,000 |
| Pretax income | 1,588,000 |
| Income tax | 77,000 |
| Net income | 1,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 30,050,000 |
| Total capital | 32,577,000 |
| Risk-weighted assets | 196,454,000 |