Call reports 2013
AMERICAN BANK OF SAINT PAUL — 2013
What AMERICAN BANK OF SAINT PAUL reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 345,801,000 | 324,189,000 | 327,437,000 | 312,984,000 |
| Total loans | 163,336,000 | 157,562,000 | 152,960,000 | 157,302,000 |
| Allowance for loan losses | 13,669,000 | 12,801,000 | 10,560,000 | 9,707,000 |
| Securities available for sale | 113,521,000 | 113,934,000 | 107,557,000 | 105,908,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,395,000 | 299,959,000 | 300,585,000 | 287,008,000 |
| Interest-bearing deposits | 244,479,000 | 230,243,000 | 224,572,000 | 213,230,000 |
| Noninterest-bearing deposits | 73,916,000 | 69,715,000 | 76,014,000 | 73,778,000 |
| Equity capital | 18,006,000 | 18,328,000 | 19,757,000 | 20,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,600,000 | 5,319,000 | 7,702,000 | 9,481,000 |
| Interest expense | 324,000 | 608,000 | 871,000 | 1,114,000 |
| Net interest income | 2,276,000 | 4,711,000 | 6,831,000 | 8,367,000 |
| Noninterest income | 2,300,000 | 5,330,000 | 8,464,000 | 11,457,000 |
| Noninterest expense | 4,674,000 | 8,677,000 | 13,277,000 | 17,852,000 |
| Provision for loan losses | -850,000 | -2,818,000 | -3,668,000 | -5,167,000 |
| Pretax income | 753,000 | 4,185,000 | 5,689,000 | 7,142,000 |
| Income tax | 104,000 | 141,000 | 179,000 | 293,000 |
| Net income | 649,000 | 4,044,000 | 5,510,000 | 6,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,513,000 | 20,908,000 | 22,374,000 | 23,712,000 |
| Total capital | 20,115,000 | 23,444,000 | 24,846,000 | 26,153,000 |
| Risk-weighted assets | 197,128,000 | 192,581,000 | 189,649,000 | 188,043,000 |