Call reports 2012
AMERICAN BANK OF SAINT PAUL — 2012
What AMERICAN BANK OF SAINT PAUL reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 413,134,000 | 387,568,000 | 381,937,000 | 361,194,000 |
| Total loans | 228,354,000 | 203,480,000 | 193,667,000 | 179,879,000 |
| Allowance for loan losses | 18,009,000 | 18,489,000 | 18,567,000 | 15,949,000 |
| Securities available for sale | 62,146,000 | 108,844,000 | 124,227,000 | 112,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,725,000 | 364,554,000 | 360,315,000 | 340,991,000 |
| Interest-bearing deposits | 279,222,000 | 265,444,000 | 255,527,000 | 250,999,000 |
| Noninterest-bearing deposits | 110,503,000 | 99,111,000 | 104,788,000 | 89,992,000 |
| Equity capital | 20,718,000 | 20,655,000 | 17,820,000 | 17,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,615,000 | 6,781,000 | 9,703,000 | 12,567,000 |
| Interest expense | 560,000 | 1,036,000 | 1,465,000 | 1,844,000 |
| Net interest income | 3,055,000 | 5,745,000 | 8,238,000 | 10,723,000 |
| Noninterest income | 3,459,000 | 6,082,000 | 8,543,000 | 10,473,000 |
| Noninterest expense | 5,633,000 | 11,254,000 | 19,394,000 | 24,111,000 |
| Provision for loan losses | 2,640,000 | 2,640,000 | 2,640,000 | 2,640,000 |
| Pretax income | -1,317,000 | -1,522,000 | -4,708,000 | -5,010,000 |
| Income tax | -12,000 | -123,000 | -123,000 | -123,000 |
| Net income | -1,305,000 | -1,399,000 | -4,585,000 | -4,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,445,000 | 20,352,000 | 17,166,000 | 16,864,000 |
| Total capital | 23,873,000 | 23,555,000 | 20,287,000 | 19,723,000 |
| Risk-weighted assets | 259,579,000 | 240,984,000 | 234,536,000 | 215,646,000 |